Did you know that about half of the U.S. workers had health insurance through their employers before COVID-19? Unfortunately, when many people lost their jobs during the shutdown, they lost their employer-sponsored health insurance as well. Here’s a look at what you can do if you have lost your employer-sponsored health insurance coverage during COVID-19. If You Recently Lost Coverage
Purchasing life insurance in Nassau County, NY can be a challenge for some people since every insurer has its own method of selecting clients. Generally, the plan of action to ensure you enroll in a life insurance policy is to keep trying to apply with different insurers. Here are answers to some of the questions you may have about how
Surety bonds are legally binding contracts between three parties. It is a promise to be liable for the debt, default, or failure of another. One party (the surety) guarantees the performance or obligations of the second party (the principal) to the third party (the obligee). In essence, a surety bond is used to ensure government contracts are completed, to cover
In case you die unexpectedly, your life insurance policy would provide a financial safety net for your loved ones. According to the Insurance Information Institute (III), the two main types of life insurance coverage include term and permanent life insurance. Permanent policies usually have two key elements: death benefit and cash value accumulation. Cash value is the part of your
What Is Business Insurance? Business insurance helps cover the costs of damage and liability claims incurred by your business. Your provider pays for the repair or replacement costs of damages caused by fire, theft, vandalism, and bad weather. Medical expenses are also covered if a visitor gets injured on your property. Overlooking this important business plan can cause you to