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All You Need to Know About Comprehensive Auto Insurance
Coverage for auto insurance is vast, and many risks can be insured. Comprehensive auto insurance coverage is a policy that affords you coverage beyond the standard insurance policies. You get coverage for all forms of possible damage, excluding collision with objects or other vehicles. Hazards like fire, storms, floods, theft, destruction, and damage by falling objects, and more are typical
10 Daily Habits That Will Boost Your Health
Your health isn’t something you should gamble with. Having good health does not occur by accident. You must make conscious efforts to break free from bad habits that can be detrimental to your health. Adopting healthy habits will not only prevent future health problems but also keep you strong and in good shape. Here are 10 healthy habits to follow
5 Common Myths Related to Workers’ Compensation
Workers’ compensation (or workers’ comp) is a type of insurance that covers employees who sustain injuries or contract an illness while on the job. It covers the cost of the employee’s medical bills and pays the wages from lost work time. The laws that govern workers’ compensation are determined by the statutes in different states. For instance, workers’ compensation in
How Much Life Insurance Do You Require?
Owning a life insurance policy protects your immediate family and enables you to leave them a non-taxable amount in the event of your death. It’s also essential in covering your mortgage and individual loans, including car loans. For this reason, you should know more about the types of life insurance. The importance of life insurance cannot be overstated. However, the
How COVID-19 Has Impacted Workers’ Compensation Claims
The COVID-19 pandemic has influenced and changed many things in the insurance world. Workers’ compensation claims is one area that has been affected by the pandemic. Before discussing how the pandemic has affected the claims process, it’s important to understand what workers’ compensation is. Workers’ Compensation Claims Workers’ compensation is insurance that provides benefits to employees who are affected by
Why Do You Need a Lawyer for a Workers’ Compensation Case?
A workers’ compensation case may seem complicated when you’re dealing with it for the first time. One of the questions you may be asking is whether you need a lawyer for a workers’ compensation case. Depending on the scenario, a lawyer may be crucial or may not be required. If you developed a minor injury and you have a good
5 Important Facts About Commercial Umbrella Insurance that You Need to Know
Commercial umbrella insurance offers an additional layer of liability protection by covering costs that extend beyond the coverage limits for your standard insurance policy. It complements other policies by taking control when the other liability coverage limits have been reached, as you’ll see from the 5 facts about umbrella policies. Commercial umbrella insurance covers the same kinds of costs as
Tips for Managing Financial Risk in Construction Projects
Most construction projects begin with a clear budget and deadline in place. However, life happens, and most projects go over budget and are delivered later than expected. This is trying time, it is essential that all people working on these projects know how to stick to the budget and keep in line with the costs dedicated to the construction. Although
Understanding the Goal of Workers’ Compensation
Workers’ compensation is an insurance policy that protects the employee in the event of an injury or accident in the workplace. It also protects the employer from lawsuits and the cost of caring for staff from the company’s purse. What’s tenable as compensation for workers? As a worker with workers’ compensation coverage, the following claims are tenable. ● Back pay
10 Most Common Construction Site Accidents that You Need to Be Aware of
No one wants to sustain injuries as a result of construction accidents. Nevertheless, accidents can happen for one reason or the other. Beyond hazardous materials, dangerous machinery, fatigue, and other common cause of construction accidents, certain scenarios have the potential to cause site injuries. Here are the 10 most common construction site accidents. 1. Slipping & Tripping Slipping and tripping
