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Halloween Driving and Trick-or-Treating Safety Tips
Halloween is just around the corner, and there are a few things you should consider before the big fright night. Whether you have little ones that are going trick-or-treating, or you plan on celebrating with friends at a bar, there are some essential considerations that will help to keep you and everyone else safe on October 31st. Halloween Driving
Top Ways to Manage Business Risks
As a business owner, risk management is a priority. When the economy shakes and there are new disruptions to consider, having the right risk management strategies in place can help prevent, or at least mitigate, the damage. Although external risks are out of your control, your business can be prepared for the worst. Internal risks, such as information breaches and
How Much Umbrella Insurance Do I Need?
It’s not always pleasant or easy to think of worst-case scenarios, but if we want to protect our property, it is well worth thinking about. Imagine if your car, pet, or child has damaged someone else’s property. They are suing you and the cost is astronomical. If something like this happens to you, your current home or auto insurance might
Common Reasons Why Your Home Insurance Claim Would Be Rejected
Homeowners have a duty to protect their property as much as possible. When the worst does happen, you – thankfully – know that you have reliable homeowners insurance in Nassau County, NY to fall back on. You prepare to file a claim and call your insurer. Then, it goes from bad to worse. Your insurer is unable to file the
What Injuries are Covered by Workers’ Compensation?
Employers are required to carry workers’ compensation, even if they only have one employee on the books. This type of insurance helps employees who have sustained a work-related injury or contracted an illness while on the job. This insurance recovers lost wages, rehabilitation costs, and more, protecting the employee and employer from financial damage. While you may have just secured
Tips for Managing Financial Risk in Construction Projects
Most construction projects begin with a clear budget and deadline in place. However, life happens, and most projects go over budget and are delivered later than expected. This is trying time, it is essential that all people working on these projects know how to stick to the budget and keep in line with the costs dedicated to the construction. Although
Insuring Residential Contractors
Residential contractors do important work that encompasses a broad amount of construction. When we think of residential contractors, it’s natural to think of a company that built our home or a dozen subcontractors who did a portion of the work. While these businesses and work projects have often been easy to insure and coverage is only a phone call away,
When Does a Business Need Workers’ Compensation Insurance?
Businesses, to some extent, take on risk when hiring workers. As a business owner, it’s your responsibility to ensure that you provide a safe working environment for all of your team. That means your workers should be free from injuries and accidents. However, accidents happen. Sometimes employees get injured or ill on the job, and that’s why we have workers’
How Does Coronavirus Impact Home Insurance?
There’s no doubt that coronavirus has impacted homeowners, businesses, communities, and the rest. While businesses are working out how to recover, as a homeowner, it’s also worth knowing on the coronavirus impact on home insurance. COVID-19 Impact on Homeowners Insurance Home insurance inspections If you need to purchase home insurance right now, whether you’ve just bought a new
3 Ways to Strengthen Your Small Business During COVID-19
It doesn’t matter what size your business, where you live, or what industry you work in, the pandemic has impacted us all. For better or for worse, life has changed, and we have been forced to find new ways to adapt throughout COVID-19. As a small business owner, you may have felt the hardships of this virus firsthand. You are
