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Why Have My Car Insurance Rates Increased?
When a car insurance rate increases, it’s not always due to speeding tickets, hitting a parked car, or overall reckless driving. Good drivers can also have their car insurance rates increased, which can be very upsetting and confusing for them. Information from the Bureau of Labor shows that auto insurance costs increased by 50 percent between 2006 and 2016. The
The Meaning and Importance of Commercial Real Estate Loans
Commercial real estate loans involve offering mortgage loans to organizations to purchase properties for business purposes. Significant examples are office buildings, housing, warehouse, storage, manufacturing facilities, restaurants, raw land, and recreation parks. Why are commercial real estate loans important? Commercial real estate loans are essential financing for most businesses to operate. They are also usually much larger than typical residential
Can I Work on a Second Job While Collecting Workers’ Compensation?
Workers’ compensation is unbelievably valuable for employees who are injured or sick. It helps to effectively cover medical bills and provide support while out of work. Some employees return to their previous job after they recover, while some seek out new ones. Things can get a little confusing when an employee receiving workers’ compensation benefits starts a new job. To
What to Expect in a Car Insurance Claim
When you’re involved in an auto accident, working through a claim can be stressful and time-consuming. You may be stressed, flustered, and wondering where to begin. But knowing what to expect can ease you through the process and help you have a pleasant experience working with your claims professional. Although the car insurance claim process can vary, there are some
When to Review Your Commercial Insurance
Each commercial venture is different. That means they take on different risks and progress at different rates. When it comes to the commercial insurance that protects companies, many business owners have a ‘set it and forget it’ mindset. If your business doesn’t experience significant changes throughout the year, this may be an appropriate method. However, there are a few situations
Your Home Winterization Checklist
As the cold weather approaches, it is important to take a few preventative measures to protect your home throughout the cooler months. Winterizing is generally a task that can be done relatively inexpensively, but it will make a big difference in how comfortable your home is. It could end up helping you save money on bills and help prevent claims
Are Workers’ Compensation Laws Effective?
If an employee was injured on the job, he or she may be wondering just how effective the workers’ compensation laws are and how they can help them. While they can certainly hire an attorney to help with the workers’ compensation claim, each business should provide ample confidence in their workers’ compensation policy. Generally speaking, the complexity of the case,
How to Celebrate a Small Thanksgiving Safely This Year
you’re going to celebrate this year. You may be used to hosting a large Thanksgiving dinner for friends and family – something you may not be able to do this year. Many people will be spending the holiday away from loved ones due to COVID-19 related travel restrictions or safety concerns. If you’re going to be spending the day with
What Questions Should I Ask When Buying Health Insurance?
The window for Open Enrollment is now open, and now is the time to get some thought to your health insurance policies. Although it can seem time-consuming and downright confusing, securing the right health insurance is essential if you want to have peace of mind that your finances are covered in the event of a health disaster. Even if you
Four Defensive Driving Tips to Keep You Safe on the Road
Beyond following the rules of the road and being aware of your surroundings, one of the best ways to stay safe on public roads is to practice defensive driving. Defensive driving is key to avoiding car crashes, injuries, and other road threats. This doesn’t mean you should always feel tense about potential threats, but it does mean you should be
