In case you die unexpectedly, your life insurance policy would provide a financial safety net for your loved ones. According to the Insurance Information Institute (III), the two main types of life insurance coverage include term and permanent life insurance. Permanent policies usually have two key elements: death benefit and cash value accumulation. Cash value is the part of your
Life insurance is something that everyone should purchase at some point during their lifetime. This is because the loss of a loved one is just the beginning of difficult times. This is true especially when the loved one financially supports the family. Even if you do not have a family relying on your income, there are still reasons to consider
Your health isn’t something you should gamble with. Having good health does not occur by accident. You must make conscious efforts to break free from bad habits that can be detrimental to your health. Adopting healthy habits will not only prevent future health problems but also keep you strong and in good shape. Here are 10 healthy habits to follow