Workers’ compensation is unbelievably valuable for employees who are injured or sick. It helps to effectively cover medical bills and provide support while out of work. Some employees return to their previous job after they recover, while some seek out new ones. Things can get a little confusing when an employee receiving workers’ compensation benefits starts a new job. To help clear up some confusion, here are the answers to a few common questions about workers’ compensation.
Can you work a second job while collecting workers’ compensation benefits?
It’s common to hear people ask, “Can I get another job while on workers’ comp?” As complicated as that question may sound to some employees, the simple answer is yes. You can work a second job while collecting the compensation benefits. The purpose of the compensation is to compensate you for lost income due to sickness or injury.
Workers’ comp is not structured to keep you out of work altogether. However, it’s strongly advised that you engage in a discussion with your doctor before getting a new job. If you are medically fit for the job, there’s no reason why you can’t accept that position.
Is there a new job workers’ comp paradox?
As an employee, getting a new job while receiving compensation from a prior job may seem impossible to pair. It’s important to note that the workers’ comp is paid due to the employee’s inability to resume their previous work. However, many employees are worried about filing a workers’ compensation claim. They might even decide to settle for another job due to their uncertainty about filing a claim.
Fortunately, filing a workers’ comp claim is not a firing offense. You shouldn’t need to change your job due to concerns about retaliation or loss of your job. An open claim shouldn’t transform into workplace problems.
What are some reasons to get a job while on workers’ comp?
Despite the confusion that can arise due to receiving compensation benefits, there are several practical reasons why you may want to work. Some crucial reasons why you may consider working again include:
- Achieving greater milestones in your career
- Providing for the family
- Remaining healthy and active
- Change in activity or environment after a long time at home.
Aside from these reasons, many other legitimate factors may drive you to start work again.
Please note that if your new job pays less than what you had been earning before the injury, it is possible to receive payment for the difference in wages. You can keep receiving medical benefits for all healthcare costs connected to your injury. Disabled individuals can get disability benefits as well.
What if the new job is located in a different state?
There’s a possibility that you’re worried about relocating to another state for a new job. This can be a valid concern because laws regarding workers’ comp vary from state to state. For this reason, you may need to consult a workers’ comp lawyer to guide you through the process.
In a different state, you may need to follow the following steps:
- Inform your insurer about the change of state
- Ask workers’ comp insurance about a list of potential care providers.
- Ensure that the relevant medical records are in place
A workers’ comp attorney may be advised to avoid complexities in receiving compensation benefits. It’s also essential that you work with a trustworthy workers’ comp insurance company.
Working with a reliable commercial insurance agent can help you find the right policy that suits your business and budget. Contact the team at Northeastern Group Ltd. to get started on your tailored coverage during this challenging time. We serve New York, New Jersey, Connecticut, Pennsylvania, Georgia, and Florida business owners.
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